Essential Winter Prep Tips for Your Home

As winter approaches, it's natural to worry about keeping your home safe and warm. By taking a few proactive steps now, you can avoid stress and costly insurance claims later. Let’s explore some practical and easy-to-follow tips to get your home winter-ready.

Insulate Exposed Pipes

Prevent pipes from freezing and bursting, especially in basements or exterior walls. Wrap them with insulation to avoid potential disasters.

Schedule a Heating System Checkup

Ensure your heating system is up to the task by scheduling an annual inspection. This helps avoid surprise breakdowns during cold snaps.

Boost Indoor Air Quality

Use HEPA filters for viruses and particles, or MERV 13+ for dust and allergens. These can be installed in HVAC systems or as portable units.

Document Your Home Digitally

Create a smartphone video walkthrough of your home and valuables. This can streamline insurance claims if needed.

Clean Out Gutters

Prevent ice dams and water backup by clearing out leaves and debris before the heavy snow arrives.

Seal Gaps Around Windows and Doors

Keep the warmth inside by sealing any gaps. This classic method reduces energy bills and retains heat.

Update Smart Thermostat Settings

New models adjust automatically to reduce energy waste. Set your thermostat between 68°F and 70°F while at home.

Clear and Check Solar Panels

Activate winter modes and regularly clear snow post-storm to maintain efficiency.

Even adopting a few of these steps can significantly protect your home as the cold weather sets in. Stay proactive and remember, it’s never too late to start! If you're unsure what your homeowner's insurance covers during winter, consider reviewing your policy with us. Stay warm and safe!